Growing Impact of AI in Fintech
Just as many other technological advancements, AI or artificial intelligence came into existence and evolved a multitude of industries. The technology has now become an integral part of the most demanding and progressive sectors. Forward-thinking businesses and...
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P2P Lending: Rising in the Global Financial System
The global financial crisis and its aftermath has severely affected the banking sector with the credit crisis and stringent laws against consumer lending. The entire lending sector dried up and became inflexible even for those with a good credit history. At that time,...
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The Rapidly Changing Digital Lending Landscape
Over the past few years, numerous giants like Amazon and Tencent have stepped into the lending market, infusing billions of dollars. Such a huge amount of money in the market has boosted the speed of innovation and made technology more accessible. Digital lending is...
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PSD2: An Opportunity for Banks to Bring Profitable Solutions
Over the past several years, the dynamics of the financial market have changed dramatically. With the introduction and implementation of PSD2 or Revised Payment Service Directive, the market is gaining higher momentum in terms of changing technology and evolving...
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Crowdfunding: All You Need to Know
Over the last few years, alternative sources of funds have become an extremely popular option for both investors and entrepreneurs. The emergence of crowdfunding and similar methods has allowed small and medium enterprises to obtain finance easily with a few clicks....
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Norwegian Ministry of Finance Adopts a New Regulation on Debt-based Crowdfunding
In recent events, the Norwegian Ministry of Finance has implemented a new regulation in the debt-based crowdfunding arena. With the implementation of this new regulation, the Ministry of Finance has put a lid on the uncertainty related to the lender’s activity...
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Data Analytics to Augment Credit Risk Modelling and Lending Workflows
With increased competition and the need for providing better services to customers, businesses are always under a pressure of constant innovation. They require to adopt the latest technologies in order to combat changes the market is producing. Data has always been an...
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Open Banking: Customers on the Driving Seat
Since the introduction of PSD2, open banking is fast becoming a global phenomenon. It is rapidly changing the financial services landscape with innovation and open-data approach. Fueled by the latest regulations and new market entrants, open banking is altering the...
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Building a P2P Lending Platform
The emergence of Fintech has completely changed the way businesses have been operating in the finance industry. Alternative finance has become a potent source of much-needed credit for small and medium enterprises and startups. Newer lending forms like P2P lending and...
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Can Blockchain Revolutionize Lending? Here is the Answer
Blockchain has gained immense popularity, and business owners are trying to identify its use cases in their industries. Lending seems to be another prominent sector that could gain benefits from blockchain. And why not, the distributed ledger technology offers...
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